Deductibles in PSHB Plans Are Higher Than Ever—But Few Know How to Offset Them

Key Takeaways
PSHB deductibles in 2025 are significantly higher than those under FEHB, making it essen…
Medicare Part D Is Built Into PSHB Now—But You Can Still Get It Wrong

Key Takeaways
In 2025, Medicare Part D is automatically included in most PSHB plans for Medicare-eligible Postal re…
The $2,000 Cap in Medicare Part D Sounds Great—But It’s Not the Whole Story

Key Takeaways
While the new $2,000 out-of-pocket cap under Medicare Part D is a welcome change in 20…
Copayments Might Be Flat Fees—But the Way They Add Up Isn’t Flat at All

Key Takeaways
Copayments under PSHB may seem manageable at first, but their true financial impact becomes clearer w…