The Out-of-Pocket Maximum Sounds Comforting—Until You Look at the Numbers for 2025
Key Takeaways
The PSHB out-of-pocket maximum may sound like a safety net, but for 2025, it could s…
How Medigap and PSHB Interact When You Thought You Only Needed One of Them
Key Takeaways
Medigap is not necessary for most Postal retirees or annuitants who are already enrolled in a PSHB plan, especially if they are also enrolled in Medicare Part B.Using both Medigap a…
How to Tell If Your Doctor Is Actually Covered Under Your New PSHB Plan
Key Takeaways
Many enrollees mistakenly assume their current doctor is automatically covered under their new PSHB plan—this isn’t always the case.You need to verify your provider’s in-netwo…
Medicare Doesn’t Just Sit in the Background When You Enroll in PSHB Coverage
Key Takeaways
Enrolling in a PSHB plan while eligible for Medicare means both programs actively coordinate benefits, which can significantly impact your coverage and costs.In 2025, many PSHB plan…
