The $2,000 Cap in Medicare Part D Sounds Great—But It’s Not the Whole Story
Key Takeaways
While the new $2,000 out-of-pocket cap under Medicare Part D is a welcome change in 20…
Copayments Might Be Flat Fees—But the Way They Add Up Isn’t Flat at All
Key Takeaways
Copayments under PSHB may seem manageable at first, but their true financial impact becomes clearer w…
Medicare Part B Might Feel Like a Choice—But Going Without It Could Jeopardize Everything Else
Key Takeaways
If you’re a Postal Service retiree or annuitant eligible for Medicare in 2025, enrolling in Medicare Part B is more than just a recommendation—it can be a requirement to maintain full PSHB be…
Don’t Ignore the Deductible—It’s Quietly One of the Most Expensive Parts of Your Plan
Key Takeaways
Your deductible plays a critical role in how much you actually pay out-of-pocket under your PSHB plan. Even with good coverage, reaching your deductible can mean hundreds or even thousands in upfron…
