General Medicare Communication Only. Not Connected with or endorsed by the U.S. Government or the federal Medicare program. Not Affiliated with the PSHB Program, USPS, or any Provider

A Trusted Non-Governmental Resource

Nicholas Downing

Palm Springs, California


Recent Reviews

Leave a Review

Latest Safe Money eBooks

X

Complete the information to Download Your eBook

[contact-form-7 id="884" title="Download eBook"]

Published Content and Articles Featuring Nicholas Downing

Articles By Nicholas Downing

When Medicare Meets PSHB: How They Work Together and When They Absolutely Don’t

When Medicare Meets PSHB: How They Work Together and When They Absolutely Don’t

Key Takeaways Medicare and the Postal Service Health Benefits (PSHB) Program can work together to provide comprehensive coverage, but this...

The One Thing About Coinsurance That Surprises Most People After Their First Major Claim

The One Thing About Coinsurance That Surprises Most People After Their First Major Claim

Key Takeaways Many PSHB enrollees are surprised to learn that coinsurance can create higher-than-expected bills even after meeting their deductible.Understanding...

Medicare Part A May Be Free—But Hospital Stays Can Still Bring You Large Bills

Medicare Part A May Be Free—But Hospital Stays Can Still Bring You Large Bills

Key Takeaways While Medicare Part A does not require a monthly premium for most people, you can still face substantial...

You Picked a Medicare Advantage Plan for the Extras—But What About the Coverage Limits?

You Picked a Medicare Advantage Plan for the Extras—But What About the Coverage Limits?

Key Takeaways Medicare Advantage plans may offer popular extras like dental and vision, but they also come with potential coverage...

FEHB and PSHB Sound Alike—But the Differences Are Much Bigger Than Most People Expect

FEHB and PSHB Sound Alike—But the Differences Are Much Bigger Than Most People Expect

Key Takeaways The Postal Service Health Benefits (PSHB) program officially replaced the Federal Employees Health Benefits (FEHB) program for USPS...

FEHB Plans Are Ending for You—And Here’s Why PSHB Won’t Feel the Same at All

FEHB Plans Are Ending for You—And Here’s Why PSHB Won’t Feel the Same at All

Key Takeaways In 2025, all Postal Service employees and annuitants are officially transitioned from the FEHB system to the new...

The Deductibles in PSHB Plans Are Easy to Miss—Until You’re Stuck Paying One

The Deductibles in PSHB Plans Are Easy to Miss—Until You’re Stuck Paying One

Key Takeaways PSHB deductibles are often overshadowed by premiums, but they play a critical role in your yearly out-of-pocket spending.Knowing...

Medicare Part C and PSHB Plans: What You Should Know About These Coverage Options

Medicare Part C and PSHB Plans: What You Should Know About These Coverage Options

Key Takeaways: Medicare Part C (Medicare Advantage) and Postal Service Health Benefits (PSHB) plans provide distinct health coverage options, each...

What You’re Not Hearing About the 2025 Health Benefits Changes for Postal Workers and Why It’s So Important

What You’re Not Hearing About the 2025 Health Benefits Changes for Postal Workers and Why It’s So Important

Key Takeaways The Postal Service Health Benefits (PSHB) program will replace FEHB for USPS employees in 2025, bringing tailored coverage...

Ask A Question!

Do you have a question about one of our agent/advisors or want to leave feedback?
Please contact us so our team at Credkeeper can assist you.

[contact-form-7 id="1124" title="Ask a Question"]

Thank you

Our dedicated team will be in touch with you shortly to provide personalized assistance and guide you through the process of finding the ideal Medicare plan that meets your needs. We look forward to speaking with you soon.

Thank you

PHSB Newsletter

PSHB Isn’t Just Medicare For Postal Employees

If you’re a Licensed Agent with who has been trained on PSHB, we invite you to apply for a free listing. If you need training – we can make an introduction for you to well-established PSHB-focused Agencies that can provide you the knowledge you need to help Postal Employee with their PSHB coverage,

We welcome Medicare experts to apply for a FREE
listing on www.PSHB-Information.com. Applications are approved based on background, reputation, licensure & professional record. Professionals are encouraged to contribute to the website community by sharing and creating content.

Readers are encouraged to connect with the Professionals listed.

*Terms and conditions apply
ratings
call support