General Medicare Communication Only. Not Connected with or endorsed by the U.S. Government or the federal Medicare program. Not Affiliated with the PSHB Program, USPS, or any Provider

A Trusted Non-Governmental Resource

David Cranford

Licensed Agent

Midwest City, Oklahoma

About David Cranford

My name is David Cranford. I have been married 57 years. I have three children, five grandchildren, and five great-grandchildren. I have had my insurance license since 1980. I am fully licensed in life insurance, annuities, Medicare, group health and individual health, and property and casualty insurance. I graduated from Midwest City High School in 1965, married my High School sweetheart, and earned my bachelor’s degree in 2008. I approach business from the customer’s viewpoint. I work to educate and explain the options and choices available and work to make sure the product fits the needs and wants of the client. I work one morning a week at the local Senior Center, answering questions for the members and the public. I am working to bring my son into the business with me to provide the service and support all clients deserve in the years ahead.

david cranford Articles

Key Takeaways Medicare Advantage plans available to Postal Service Health Benefit...
Key Takeaways: Your PSHB premiums are determined by multiple factors, including plan selection, cove...
Key Takeaways Medigap can help cover out-of-pocket costs for Medicare-eligible PSHB enrollees, but it’s crucial to evaluate how it fits into your overall healthcare expenses....
Key Takeaways: Medicare Part A covers hospital stays, skilled nursing care, and some home healthcare services, but PSHB users need to understand how it works alongside their postal benefits.
Key Takeaways The transition from FEHB to PSHB impacts current and retired postal employees, affecting plan options, costs, and Medicare integration.Understanding the differences b...
Key Takeaways• The transition from FEHB to PSHB in 2025 introduces changes that impact premiums, coverage, and eligibility.• Unde...
Key Takeaways Medicare Part A can significantly reduce your hospital-related costs when paired with the Postal Service Health Benefits (PSHB) program.Understanding how these progra...
Key Takeaways: Coinsurance costs vary significantly across PSHB plans due to differences i...
Key Takeaways: Understanding how coinsurance works can help you anticipate your heal...
Key Takeaways USPS employees and retirees must enroll in the Postal Ser...
Key Takeaways The transition from FEHB to PSHB is now in effect for
Key Takeaways Understanding how Medicare works with your Postal Service Health Benefits (PSHB) plan ...

Thank you for your kind review.

Thank you

Our dedicated team will be in touch with you shortly to provide personalized assistance and guide you through the process of finding the ideal Medicare plan that meets your needs. We look forward to speaking with you soon.

Thank you

PHSB Newsletter

PSHB Isn’t Just Medicare For Postal Employees

If you’re a Licensed Agent with who has been trained on PSHB, we invite you to apply for a free listing. If you need training – we can make an introduction for you to well-established PSHB-focused Agencies that can provide you the knowledge you need to help Postal Employee with their PSHB coverage,

We welcome Medicare experts to apply for a FREE
listing on www.PSHB-Information.com. Applications are approved based on background, reputation, licensure & professional record. Professionals are encouraged to contribute to the website community by sharing and creating content.

Readers are encouraged to connect with the Professionals listed.

*Terms and conditions apply
ratings
call support