General Medicare Communication Only. Not Connected with or endorsed by the U.S. Government or the federal Medicare program. Not Affiliated with the PSHB Program, USPS, or any Provider

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Phillip Ramos

Chula Vista, California


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Published Content and Articles Featuring Phillip Ramos

Articles By Phillip Ramos

Medicare Part C Says You’ll Get Everything—But You May Lose Some Flexibility

Medicare Part C Says You’ll Get Everything—But You May Lose Some Flexibility

Key Takeaways Medicare Part C, also known as Medicare Advantage, offers an all-in-one alternative to Original Medicare but can come...

Who Doesn’t Need Medicare Part B for PSHB? The 2025 Exemption Rules You Shouldn’t Ignore

Who Doesn’t Need Medicare Part B for PSHB? The 2025 Exemption Rules You Shouldn’t Ignore

Key Takeaways Not everyone enrolled in the Postal Service Health Benefits (PSHB) Program in 2025 is required to enroll in...

How to Enroll in PSHB and Ensure You Don’t Miss Any Critical Deadlines

How to Enroll in PSHB and Ensure You Don’t Miss Any Critical Deadlines

Key Takeaways USPS employees and retirees must enroll in the Postal Service Health Benefits (PSHB) program to maintain health coverage...

What To Expect During The PSHB Open Season For USPS Employees And Retirees

What To Expect During The PSHB Open Season For USPS Employees And Retirees

Key Takeaways The Postal Service Health Benefits (PSHB) Open Season allows USPS employees and retirees to select or adjust their...

Getting Ready for PSHB 2025? What to Watch Out for Before You Make a Choice

Getting Ready for PSHB 2025? What to Watch Out for Before You Make a Choice

Key Takeaways PSHB Enrollment Timeline: Open Season for the new Postal Service Health Benefits (PSHB) program runs from November 11,...

Facing the Unknown: USPS Workers Brace for Changes to Their Health Plans in 2025

Facing the Unknown: USPS Workers Brace for Changes to Their Health Plans in 2025

Key Takeaways USPS employees and retirees will need to adapt to significant changes in their health benefits under the new...

What the Future Holds for PSHB: Health Benefits Changes for USPS Workers

What the Future Holds for PSHB: Health Benefits Changes for USPS Workers

Key Takeaways The implementation of the Postal Service Health Benefits (PSHB) program in 2025 is set to significantly change health...

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PHSB Newsletter

PSHB Isn’t Just Medicare For Postal Employees

If you’re a Licensed Agent with who has been trained on PSHB, we invite you to apply for a free listing. If you need training – we can make an introduction for you to well-established PSHB-focused Agencies that can provide you the knowledge you need to help Postal Employee with their PSHB coverage,

We welcome Medicare experts to apply for a FREE
listing on www.PSHB-Information.com. Applications are approved based on background, reputation, licensure & professional record. Professionals are encouraged to contribute to the website community by sharing and creating content.

Readers are encouraged to connect with the Professionals listed.

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