PSHB and Medicare Can Work Together—But Only If You Know the Timing and Enrollment Rules

Key Takeaways
Coordinating Postal Service Health Benefits (PSHB) with Medicar…

Medicare Advantage Can Sound Like a Shortcut—But Here’s What It Might Leave Behind

Key Takeaways
Medicare Advantage plans might appear convenient, but they can introduce restrictions that affect your flexibility, provider access, and

The $2,000 Medicare Part D Out-of-Pocket Cap in 2025 Isn’t the Whole Story

Key Takeaways
The new $2,000 cap on out-of-pocket drug costs under Medicare Part D in 2025 is a major improvement, but it does not automatically reduce your total medication expenses if you’re not enrolled in th…

Medicare Part B Isn’t Optional If You Want Full PSHB Benefits—Here’s the Cost of Delay

Key Takeaways
If you’re a Medicare-eligible Postal Service retiree, delaying enrollment in …