You Thought You Knew Premiums—But PSHB Pricing Is a Whole New Ballgame

Key Takeaways
PSHB premiums in 2025 are calculated differently than what most Postal
Don’t Be Fooled by the Term “Contribution”—Here’s What You’re Actually Paying Under PSHB

Key Takeaways
The term “contribution” in PSHB can be misleading—you’re often responsible for a larger share of costs than you realize, especially in retirement.Your actual out-of-pocket cos…
PSHB Eligibility Isn’t Just About Your Job Title—These Lesser-Known Rules Also Apply

Key Takeaways
Eligibility for Postal Service
Most Retirees Don’t Realize How Quickly Coinsurance Can Build Under PSHB Plans

Key Takeaways
Coinsurance under PSHB plans can result in significant out-of-pocket costs, especially if you’re mana…