Beyond the Premium: The Real Costs and Contributions Hiding in PSHB Plans

Key Takeaways
The monthly premium is only one part of what you’re truly paying under the PSHB program. Copays, coinsurance, deductibles, and contribution shares can significantly raise your total costs.
FEHB or PSHB Might Seem Similar—But The Wrong Pick Could Drain Your Budget

Key Takeaways
The shift from FEHB to PSHB in 2025 introduces critical differences that impact pre…
Pairing PSHB With Medicare Sounds Simple—Until You’re Hit With Coordination Issues

Key Takeaways
Even though Medicare and PSHB are meant to work together, missteps in coordination can lead to unexpected
When Medicare Meets PSHB, Your Coverage Gets More Complex—Not More Complete

Key Takeaways
Enrolling in both Medicare and PSHB doesn’t guarantee full coverage—you may still face deductibles,