The Part D Changes in 2025 Sound Great—But They Don’t Eliminate All Drug Costs
Key Takeaways
In 2025, Medicare Part D introduces a $2,000 annual cap on out-of-pocket drug spending, but you may still have upfront and ongoing costs depending on your prescriptions.PSHB enrolle…
Switching from FEHB to PSHB? Here’s What Changes—And What Still Catches People Off Guard
Key Takeaways
Switching from FEHB to PSHB in 2025 brings structural and financial changes, but some legacy assumptions from FEHB still cause confusion if you don’t look closely at the plan details.
PSHB Plans Rely on Your Part B Enrollment—Even If You Don’t Use It Right Away
Key Takeaways
Even if you do not use Medicare Part B immediately, PSHB plans in 2025 still expect eligible annuitants and family members to enroll to retain full benefits.Delaying Part B enrollme…
Copayments Seem Simple—But They Can Add Up Fast with PSHB and Medicare Working Together
Key Takeaways
Even though copayments seem like small, manageable expenses, their cumulative effect under the PSHB progr…
