PSHB Deductibles Can Change the Game—Especially If You See Multiple Providers

Key Takeaways
Even if your monthly PSHB premiums seem manageable, deductibles can significantly affect your actual …
The New $2,000 Out-of-Pocket Cap Under Part D Doesn’t Always Mean Lower Costs in PSHB

Key Takeaways
The new $2,000 annual out-of-pocket cap under Medicare Part D in 2025 can help limit prescription drug spending, but its impact depends on how your PSHB plan integrates with Medicare.
The Deductibles in PSHB Plans Are Easy to Miss—Until You’re Stuck Paying One

Key Takeaways
PSHB deductibles are often overshadowed by premiums, but they play a critical role in your yearly out-of-pocket spending.Knowing when and how your deductible applies can help you av…
Medicare Part C Plans Look Like the Best of Both Worlds—But They Often Come with Trade-Offs

Key Takeaways
Medicare Advantage (Part C) plans may look appealing, but pairing them with your