Here’s What You’re Really Contributing to PSHB and Why the Numbers May Shock You

Key Takeaways
Your biweekly or monthly PSHB premium deduction is only part of what you’re actually paying: You’re also budgeting for deductibles, copays,
Don’t Assume Medicare Will Work Seamlessly with PSHB—It Depends on What You Do First

Key Takeaways
Your Medicare and PSHB benefits only work well together if you take the correct steps in the right order, especially around age 65.Delaying Medicare Part B or not understanding how …
Medicare Part B Covers a Lot of Services—But It Also Comes With Monthly Surprises

Key Takeaways
Medicare Part B covers essential outpatient services, but its monthly premium, annual deductible, and cost-sharing can result in significant
Medicare and PSHB Work Together—But the Rules Change Based on How You Retired

Key Takeaways
The coordination between Medicare and PSHB varies based on whether you retired before or after January 1, 2025. Knowing which rules apply to you is critical for maintaining full benefits.