Copayments Might Be Flat Fees—But the Way They Add Up Isn’t Flat at All

Key Takeaways
Copayments under PSHB may seem manageable at first, but their true financial impact becomes clearer w…
Medicare Part B Might Feel Like a Choice—But Going Without It Could Jeopardize Everything Else

Key Takeaways
If you’re a Postal Service retiree or annuitant eligible for Medicare in 2025, enrolling in Medicare Part B is more than just a recommendation—it can be a requirement to maintain full PSHB be…
Don’t Ignore the Deductible—It’s Quietly One of the Most Expensive Parts of Your Plan

Key Takeaways
Your deductible plays a critical role in how much you actually pay out-of-pocket under your PSHB plan. Even with good coverage, reaching your deductible can mean hundreds or even thousands in upfron…
If You’re Considering Medicare Part C, You’ll Need to Rethink Your PSHB Benefits

Key Takeaways
Enrolling in Medicare Part C (Medicare Advantage) can significantly alter how your