Medicare Advantage Plans Often Promise More—But What Happens When You Try to Use Them?

Key Takeaways
Medicare Advantage plans may seem more comprehensive than they truly are, especially when you try to access certain services or providers.As a PSHB enrollee, coordinating your cover…

Medicare Part D Just Changed the Game with That New Out-of-Pocket Cap

Key Takeaways
Medicare Part D now includes a $2,000 annual out-of-pocket cap for prescription drugs, which significantly lowers your financial risk—especially if you’re managing chronic conditions.

Your Deductible May Be Much Higher Than You Think in a PSHB Health Plan

Key Takeaways
Many PSHB enrollees underestimate their deductibles, which may be higher than expected depending on the plan, coverage tier, and in-network or out-of-network service usage.Understan…

Your Deductible Might Reset Mid-Year Without Warning in Certain PSHB Plan Scenarios

Key Takeaways
Some PSHB plan scenarios can cause your deductible to reset unexpectedly, especially during mid-year changes.Being aware of enrollment timing, plan changes, and Medicare coordinatio…