PSHB Plans Can Work Like Medicare Advantage—But Not Always the Same Way

Key Takeaways
While PSHB plans in 2025 can resemble Medicare Advantage plans in structure and benefits, they operat…
Why PSHB Coinsurance Costs Can Catch You Off Guard at the Worst Time

Key Takeaways
PSHB coinsurance is an ongoing cost-sharing percentage that can lead to unexpectedly high out-of-pocket
Medicare Supplement Plans Help Fill Gaps—But They’re Not Always the Best Fit

Key Takeaways
Medicare Supplement (Medigap) plans can help cover costs like deductibles, copayments, and coinsurance that Original Medicare does not fully pay for, but they are not part of the Postal Service Hea…
Medicare Part D’s New Prescription Drug Cap and What It Means for Beneficiaries in 2025

Key Takeaways
Medicare Part D now includes a $2,000 annual cap on out-of-pocket prescription drug costs, bringing significant financial relief for beneficiaries in 2025.T…