Medicare Card Replacement vs PSHB: Differences and Process for Federal Retirees

Key Takeaways
Federal retirees may need both Medicare and PSHB cards, each serving unique roles after the 2025 PSHB transition.
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Pros & Cons: Medicare Advantage vs Original Medicare for Postal Retirees After PSHB

Key Takeaways
The PSHB transition in 2025 requires most postal retirees to consider how Original Medicare and Medicare Advantage fit with their new health plan options.
Careful review of provider access, plan rules, and future tra…
Medicare Coordination of Benefits USPS: How PSHB Works with Medicare

Key Takeaways
USPS retirees now enrolled in PSHB should understand when Medicare is primary and the importance of timely enrollment.
Delaying Medicare enrollment can impact coverage and lead to penalties—learn how PSHB and Medicar…
How to Navigate Medicare Coverage Outside US for Postal Workers and Retirees

Key Takeaways
Traditional Medicare offers very limited international coverage—understand your options before traveling.
Postal retirees may need to supplement with private insurance or use federal health plans with international…