Medicare Supplement Plans Help Fill Gaps—But They’re Not Always the Best Fit

Key Takeaways
Medicare Supplement (Medigap) plans can help cover costs like deductibles, copayments, and coinsurance that Original Medicare does not fully pay for, but they are not part of the Postal Service Hea…
Medicare Part C Plans Promise a Lot—But Do They Deliver When You Have PSHB?

Key Takeaways
Medicare Part C (Medicare Advantage) plans may seem attractive, but they don’t always work well with your PSHB benefits in 2025.Choosing a Medicare Advantage plan instead of t…
Medicare Doesn’t Just Sit in the Background When You Enroll in PSHB Coverage

Key Takeaways
Enrolling in a PSHB plan while eligible for Medicare means both programs actively coordinate benefits, which can significantly impact your coverage and costs.In 2025, many PSHB plan…
What Coinsurance Actually Means for Your Wallet When You’re on a PSHB Plan

Key Takeaways
Coinsurance under your 2025 PSHB plan can significantly affect how much you pay out of pocket for major services like hospital stays, diagnostic tests, and surgeries.Understanding t…