PSHB Plans Rely on Your Part B Enrollment—Even If You Don’t Use It Right Away

Key Takeaways
Even if you do not use Medicare Part B immediately, PSHB plans in 2025 still expect eligible annuitants and family members to enroll to retain full benefits.Delaying Part B enrollme…
Copayments Seem Simple—But They Can Add Up Fast with PSHB and Medicare Working Together

Key Takeaways
Even though copayments seem like small, manageable expenses, their cumulative effect under the PSHB progr…
Medicare Advantage Plans Promise Convenience—But They Don’t Always Deliver What You Actually Need

Key Takeaways
Medicare Advantage plans may sound like a convenient all-in-one option, but for PSHB enrollees in 2025, they often come with limitations that affect access, costs, and coverage.Unde…
Medicare Part D Is Getting a Big Overhaul in 2025—But the Fine Print Still Matters

Key Takeaways
In 2025, Medicare Part D introduces major reforms, including a $2,000 annual cap on out-of-pocket drug costs, a significant shift that benefits