Medicare and PSHB Work Together—But the Rules Change Based on How You Retired

Key Takeaways
The coordination between Medicare and PSHB varies based on whether you retired before or after January 1, 2025. Knowing which rules apply to you is critical for maintaining full benefits.

Why Coinsurance Under PSHB Might Seem Harmless—Until You Actually Start Using the Coverage

Key Takeaways
PSHB coinsurance might look manageable on paper, but if you require ongoing care, surgery, or expensive diagnostics, your

You Can Skip Medicare Part B—But PSHB Might Not Let You Keep Coverage If You Do

Key Takeaways
If you are a Postal Service annuitant and eligible for Medicare in 2025, enrolling in Medicare Part B may be required to keep your PSHB coverage.Exceptions exist, but skipping Part …

Medicare Can Be Incredibly Helpful—But Only If You Understand What It Actually Leaves Out

Key Takeaways

While Medicare is a vital component of health coverage for many PSHB enrollees, it doesn’t cover everything. Key services like dental, vision, long-term care, and some prescription costs may st…