The $2,000 Medicare Part D Out-of-Pocket Cap in 2025 Isn’t the Whole Story

Key Takeaways
The new $2,000 cap on out-of-pocket drug costs under Medicare Part D in 2025 is a major improvement, but it does not automatically reduce your total medication expenses if you’re not enrolled in th…
Medicare Part B Isn’t Optional If You Want Full PSHB Benefits—Here’s the Cost of Delay

Key Takeaways
If you’re a Medicare-eligible Postal Service retiree, delaying enrollment in …
Medicare Doesn’t Mean What You Think—Especially When It’s Paired with PSHB

Key Takeaways
Simply having Medicare doesn’t guarantee cost savings under the Postal Service
You’re Probably Underestimating Your Copayments—Especially If You Visit Specialists or Use Urgent Care Often

Key Takeaways
Even if your Postal Service Health Benefits (PSHB) plan includes affordable premiums…