You May Be Contributing More to Your Health Plan Than You Actually Realize

Key Takeaways
Your monthly premium isn’t the only amount you contribute to your PSHB plan—indirect costs such as coinsurance, copayments, and deductibles can significantly raise your annual health
You Picked a Medicare Advantage Plan for the Extras—But What About the Coverage Limits?

Key Takeaways
Medicare Advantage plans may offer popular extras like dental and vision, but they also come with potential coverage restrictions, particularly around networks, referrals, and out-of-pocket limits.
You Picked a Medicare Advantage Plan for the Extras—But What About the Coverage Limits?

Key Takeaways
Medicare Advantage plans may offer popular extras like dental and vision, but they also come with potential coverage restrictions, particularly around networks, referrals, and out-of-pocket limits.
Think That Copay Is the Final Cost? Here’s Why It Rarely Ends There in 2025

Key Takeaways
Your copay under the PSHB program in 2025 often represents just the beginning of what you actually pay. Additional charges such as coinsurance, deductibles, and out-of-network fees can follow.