What Coinsurance Really Means for Retired Postal Workers—and Why It’s Often Overlooked Until It’s Too Late

Key Takeaways
Coinsurance under PSHB plans can lead to unexpected out-of-pocket expenses, especially for
Think Your Deductible Is Manageable? Here’s What Changes Once You Add Medicare

Key Takeaways
Once you enroll in Medicare alongside your Postal Service
Medigap Plans Might Fill the Gaps in Medicare—But They Also Create New Choices

Key Takeaways
While Medigap can help cover the costs that Original Medicare doesn’t, it’s not available alongside PSHB plans, which are already designed to fill those gaps.If you’re eligible for …
The Deductible Amount That Sounds Small Until You Actually Have to Pay It

Key Takeaways
In 2025, the average deductible under PSHB plans can significantly impact your wallet, especially whe…