The PSHB Transition Is Official—Now Comes the Part No One’s Talking About

Key Takeaways
The PSHB system is fully in effect as of January 1, 2025, and many postal
Copayments Under PSHB Plans Seem Minor—Until They Start Adding Up Like This

Key Takeaways
While copayments under PSHB plans may appear manageable, frequent visits to healthcare providers or r…
Beyond the Premium: The Real Costs and Contributions Hiding in PSHB Plans

Key Takeaways
The monthly premium is only one part of what you’re truly paying under the PSHB program. Copays, coinsurance, deductibles, and contribution shares can significantly raise your total costs.
FEHB or PSHB Might Seem Similar—But The Wrong Pick Could Drain Your Budget

Key Takeaways
The shift from FEHB to PSHB in 2025 introduces critical differences that impact pre…