Medicare Advantage Plans Often Promise More—But What Happens When You Try to Use Them?

Key Takeaways
Medicare Advantage plans may seem more comprehensive than they truly are, especially when you try to access certain services or providers.As a PSHB enrollee, coordinating your cover…
Medicare Part D Just Changed the Game with That New Out-of-Pocket Cap

Key Takeaways
Medicare Part D now includes a $2,000 annual out-of-pocket cap for prescription drugs, which significantly lowers your financial risk—especially if you’re managing chronic conditions.
Your Deductible May Be Much Higher Than You Think in a PSHB Health Plan

Key Takeaways
Many PSHB enrollees underestimate their deductibles, which may be higher than expected depending on the plan, coverage tier, and in-network or out-of-network service usage.Understan…
How Medicare Part D’s New Rules Affect Your Drug Coverage Under PSHB in 2025

Key Takeaways
In 2025, Medicare Part D introduces a $2,000 annual cap on out-of-pocket drug expenses, dramatically shifting how your prescription coverage works under the PSHB program.If you’…