Deductibles in PSHB Plans Are Higher Than Ever—But Few Know How to Offset Them

Key Takeaways
PSHB deductibles in 2025 are significantly higher than those under FEHB, making it essen…
Don’t Ignore the Deductible—It’s Quietly One of the Most Expensive Parts of Your Plan

Key Takeaways
Your deductible plays a critical role in how much you actually pay out-of-pocket under your PSHB plan. Even with good coverage, reaching your deductible can mean hundreds or even thousands in upfron…
Think Your Deductible Is Manageable? Here’s What Changes Once You Add Medicare

Key Takeaways
Once you enroll in Medicare alongside your Postal Service
The Deductible Amount That Sounds Small Until You Actually Have to Pay It

Key Takeaways
In 2025, the average deductible under PSHB plans can significantly impact your wallet, especially whe…