The PSHB Enrollment Window Is Narrow—And Missing It Could Cost You Coverage
Key Takeaways
The PSHB Open Season only runs from November to December each year, and missing this timeframe could result in loss of coverage or forced auto-enrollment.Special rules apply for ann…
PSHB Costs Aren’t Just Premiums—Why Contributions and Out-of-Pocket Limits Matter More
Key Takeaways
Your PSHB premium is only one piece of the puzzle. Out-of-pocket limits, coinsurance, …
Why Copayments Aren’t Always the Predictable Flat Fees People Think They’re Signing Up For
Key Takeaways
While copayments in PSHB plans appear to be flat fees, they often come with conditions, variations, and exceptions that can increase your actual out-of-pocket costs.Understanding ho…
Don’t Ignore the Deductible—It’s Quietly One of the Most Expensive Parts of Your Plan
Key Takeaways
Your deductible plays a critical role in how much you actually pay out-of-pocket under your PSHB plan. Even with good coverage, reaching your deductible can mean hundreds or even thousands in upfron…
