PSHB Plans Can Work Like Medicare Advantage—But Not Always the Same Way

Key Takeaways
While PSHB plans in 2025 can resemble Medicare Advantage plans in structure and benefits, they operat…
Medicare Part D in 2025 Sounds Like a Win—Until You Look at the Out-of-Pocket Math

Key Takeaways
In 2025, Medicare Part D introduces a $2,000 annual cap on out-of-pocket drug costs, but this benefit may be less straightforward than it seems for
You’re Probably Underestimating Your Copayments—Especially If You Visit Specialists or Use Urgent Care Often

Key Takeaways
Even if your Postal Service Health Benefits (PSHB) plan includes affordable premiums…
What USPS Retirees Need to Do to Ensure a Smooth Transition to the 2025 Health Benefits Program

Key Takeaways
The 2025 transition to the Postal Service Health Benefits (PSHB) Program will …