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Kathleen Hayes

Licensed Agent

Colorado Springs, Colorado

kathleen hayes Articles

Key Takeaways You now choose from PSHB coverage structures that look familiar on the surface but ope...
Key Takeaways PSHB coverage in 2026 includes broad medical, hospital, prescription drug, mental health, and preventive benefits, but each category has built‑in limits that affect how, when, ...
Key Takeaways Your PSHB premium in 2026 pays for far more than routine doctor ...
Key Takeaways Medigap premiums can highlight how predictable long‑term healthcare costs may be when paired thoughtfully with PSHB coverage in 2026.Understanding how premiums ...
Key Takeaways When Postal Service Health Benefits (PSHB) coverage is primary ...
Key Takeaways Medicare Part A forms the foundation of hospital coverage in 2026, and when you are enrolled in
Key Takeaways Medicare Part D plays a defined role in prescription drug coverage in 2026, even when you already have
Key Takeaways Medicare Part C can change how your Postal Service Health Benefits (...
Key Takeaways Medicare Part B covers most outpatient and medically necessary services in 2026, and for many PSHB enrollees it becomes the primary payer once you are eligible and enrolled....
Key Takeaways Medicare and the Postal Service Health Benefits (PSHB) program are n...
Key Takeaways Medicare Advantage plays a growing coordination role for PSHB enrollees in 2026, influencing how benefits, out-of-pocket costs, and coverage rules work together.Under...
Key Takeaways When you retire from the Postal Service and move into PSHB coverage in 2026, Medicare is no longer optional for most

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