General Medicare Communication Only. Not Connected with or endorsed by the U.S. Government or the federal Medicare program. Not Affiliated with the PSHB Program, USPS, or any Provider

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Michael Palmer

St. Louis, Missouri


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Published Content and Articles Featuring Michael Palmer

Articles By Michael Palmer

Medicare Advantage Plans Often Promise More—But What Happens When You Try to Use Them?

Medicare Advantage Plans Often Promise More—But What Happens When You Try to Use Them?

Key Takeaways Medicare Advantage plans may seem more comprehensive than they truly are, especially when you try to access certain...

Why Medicare Supplement Plans Aren’t the Safety Net People Think They Are

Why Medicare Supplement Plans Aren’t the Safety Net People Think They Are

Key Takeaways Medicare Supplement plans, while widely assumed to provide blanket protection, have clear limitations when paired with the Postal...

Deductibles Keep Rising While Benefits Shrink—Here’s Why That Matters in 2025

Deductibles Keep Rising While Benefits Shrink—Here’s Why That Matters in 2025

Key Takeaways In 2025, PSHB deductibles have increased across many plans, raising out-of-pocket costs for both active Postal Service employees...

You’re Paying More Than You Think: A Look at PSHB Contributions

You’re Paying More Than You Think: A Look at PSHB Contributions

Key Takeaways Even with generous government contributions, your share of PSHB premiums in 2025 can be significantly higher than you...

3 Ways PSHB Benefits Are Better (or Worse) Than What You Had Before

3 Ways PSHB Benefits Are Better (or Worse) Than What You Had Before

Key Takeaways The Postal Service Health Benefits (PSHB) program offers notable improvements like Medicare integration and predictable drug costs.Transitioning from...

What PSHB Benefits Offer Postal Workers and Why They’re Better Than Ever in 2025

What PSHB Benefits Offer Postal Workers and Why They’re Better Than Ever in 2025

Key Takeaways PSHB offers USPS workers enhanced health coverage options in 2025, tailored to your unique needs.With integrated benefits and...

How the 2025 Postal Health Benefits Program Could Set a New Standard for Federal Employee Healthcare

How the 2025 Postal Health Benefits Program Could Set a New Standard for Federal Employee Healthcare

Key Takeaways: The Postal Service Health Benefits (PSHB) program aims to modernize federal employee healthcare by introducing tailored plans for...

Looking at Health Coverage for 2025? What’s New with PSHB Plans for Postal Workers

Looking at Health Coverage for 2025? What’s New with PSHB Plans for Postal Workers

Key Takeaways Big Changes in Health Coverage for Postal WorkersThe new Postal Service Health Benefits (PSHB) program is tailored specifically...

How Will Medicare Part B Requirements Impact Your USPS Health Coverage in Retirement?

How Will Medicare Part B Requirements Impact Your USPS Health Coverage in Retirement?

Key Takeaways USPS retirees must enroll in Medicare Part B to maintain coverage under the new Postal Service Health Benefits...

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PHSB Newsletter

PSHB Isn’t Just Medicare For Postal Employees

If you’re a Licensed Agent with who has been trained on PSHB, we invite you to apply for a free listing. If you need training – we can make an introduction for you to well-established PSHB-focused Agencies that can provide you the knowledge you need to help Postal Employee with their PSHB coverage,

We welcome Medicare experts to apply for a FREE
listing on www.PSHB-Information.com. Applications are approved based on background, reputation, licensure & professional record. Professionals are encouraged to contribute to the website community by sharing and creating content.

Readers are encouraged to connect with the Professionals listed.

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