General Medicare Communication Only. Not Connected with or endorsed by the U.S. Government or the federal Medicare program. Not Affiliated with the PSHB Program, USPS, or any Provider

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Craig Howard

Mesa, Arizona


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Published Content and Articles Featuring Craig Howard

Articles By Craig Howard

PSHB Plans Can Work Like Medicare Advantage—But Not Always the Same Way

PSHB Plans Can Work Like Medicare Advantage—But Not Always the Same Way

Key Takeaways While PSHB plans in 2025 can resemble Medicare Advantage plans in structure and benefits, they operate under a...

Medicare Part D in 2025 Sounds Like a Win—Until You Look at the Out-of-Pocket Math

Medicare Part D in 2025 Sounds Like a Win—Until You Look at the Out-of-Pocket Math

Key Takeaways In 2025, Medicare Part D introduces a $2,000 annual cap on out-of-pocket drug costs, but this benefit may...

You’re Probably Underestimating Your Copayments—Especially If You Visit Specialists or Use Urgent Care Often

You’re Probably Underestimating Your Copayments—Especially If You Visit Specialists or Use Urgent Care Often

Key Takeaways Even if your Postal Service Health Benefits (PSHB) plan includes affordable premiums, you could still face unexpectedly high...

What USPS Retirees Need to Do to Ensure a Smooth Transition to the 2025 Health Benefits Program

What USPS Retirees Need to Do to Ensure a Smooth Transition to the 2025 Health Benefits Program

Key Takeaways The 2025 transition to the Postal Service Health Benefits (PSHB) Program will affect all USPS retirees, making it...

Postal Workers, It’s Time to Choose: What to Know About PSHB Plans This Open Season

Postal Workers, It’s Time to Choose: What to Know About PSHB Plans This Open Season

Key Takeaways: PSHB Open Season is a big deal for Postal Service employees and annuitants. You have a limited window...

Key Dates for Enrolling in the PSHB Program: What’s There to Know

Key Dates for Enrolling in the PSHB Program: What’s There to Know

Key Takeaways The PSHB Program enrollment period includes critical dates and deadlines that all USPS employees and annuitants must know.Missing...

Planning for Long-Term Care with Medicare for USPS Employees and Retirees

Planning for Long-Term Care with Medicare for USPS Employees and Retirees

Key Takeaways USPS employees and retirees can ensure comprehensive long-term care coverage by understanding Medicare's limits and exploring additional financial...

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PHSB Newsletter

PSHB Isn’t Just Medicare For Postal Employees

If you’re a Licensed Agent with who has been trained on PSHB, we invite you to apply for a free listing. If you need training – we can make an introduction for you to well-established PSHB-focused Agencies that can provide you the knowledge you need to help Postal Employee with their PSHB coverage,

We welcome Medicare experts to apply for a FREE
listing on www.PSHB-Information.com. Applications are approved based on background, reputation, licensure & professional record. Professionals are encouraged to contribute to the website community by sharing and creating content.

Readers are encouraged to connect with the Professionals listed.

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